For variable bank PADs

We will send you a statement of account at the beginning of the month and debit your account on the 15th of the following month.

For variable credit card PADs

The amount will be charged 3 business days before the end of the month.

You may cancel your PAD payer agreement by giving notice of cancellation 72 hours prior to the pre-authorized debit date.

You may cancel your PAD payer agreement by giving notice of cancellation 30 days prior to the next PAD. If any of the above information is incorrect, please contact us immediately at 1-888-724-6845. If the information is correct, you have nothing more to do and your pre-authorized debits will be processed from the payment start date indicated above.

You have certain rights of recourse if a charge does not comply with these conditions. For example, you have the right to receive a refund for any PAD that is not authorized or is not compatible with this PAD Agreement. For more information on your rights of recourse, contact your financial institution or visit www.cdnpay.ca (Example: if a PAD fund transfer is coded 650 or 83, the CPA member making the funds transfer must indicate that the payer will not have recourse under the CPA Rules.)